American Express charge cards offer no pre-spending limit and you must pay your full balance on each statement.
American Express is now offering a pay over time option to allow you to pay these charges over time on eligible $100 or higher charges. They also want to incentivize you by offering you free Membership Rewards points just for enrolling. There is no fee to enroll.
There is the 5,000 Membership Reward option for non-Platinum cards
There is also the 10,000 Membership Reward option for Platinum cards
I would recommend taking screen shots of both the enrollment page and the registration complete page and as always, your mileage may vary. The credit should appear in 6-8 weeks.
I certainly would recommend paying your balance in full each month even if you enroll in this promotion.
Thanks to texasman for the tip
The rep on the phone says that it is a targeted offer
Also got an unable to approve. Is the approval criteria known?
I also got a message that said they were unable to approve my request.
“We’re sorry but we are unable to approve your request. If you have questions, please call the customer service phone number on the back of your Card.”
i just sent amex a secure message and they said they couldn’t find the promo. i sent them the link with the promo code and I am waiting for a reply. I assume it should work.
I got the same message as adam, “unable to approve your request”.
Do you have to have a balance when applying for this. I get a message that says were sorry but were unable to approve your request.
@adam- I don’t think so. My wife didn’t and it said confirmed.
Thanks for posting another great offer!
Cool, thank you! 🙂
Any idea if there is a hard credit pull for this?
is this available on the business cards too? this only came up for me on my premier rewards gold…
Doesnt seem to work for business charge cards (I have gold)
That’s. A great offer. This is the rebranding of sign and travel. I use it to carry over end of month charges that are reimbursed by my clients so I am not out of pocket while waiting for a check.