If you are planning on taking advantage of the Delta Suntrust deal, you will need to act really fast.

To recap:

1. Open a personal checking account for a $55 fee and receive 15,000 Delta Skymiles ($100 minimum deposit)

2. Open a business checking account for a $55 fee and receive 25,000 Delta Skymiles. You can also add 4 authorized users for $55 each and additional 25,000 Skymiles each. ($1,000 minimum deposit to avoid $10 a month fees)

You do not need to be a resident of a state that Suntrust is in and your business does not need to be in the state that Suntrust is in either.

If you are interested, you will need to call Hilton Head Island Suntrust Bank and ask for Kris or Megan at 843-341-3101. You will need to have all paperwork in by December 17th and the opening deposits in by the 31st.

I had both of my accounts open in one day.